UNIVERSAL HEALTH INSURANCE
The health capability paradigm is a moral and economic framework for analyzing health insurance and financial protection. It requires that health system financing, organization, and delivery enable access to medically necessary and medically appropriate care for everyone. These systems must protect individuals from health-related financial burdens that could inhibit their ability to flourish.
Universal health insurance is essential for human flourishing and fundamental to the health capability paradigm. It prioritizes individual health, health functioning, health agency, and security, while also protecting people and their households from the detrimental effects of illness, injury, and health care costs.